We can plan our financial future to an ideal pattern (How Your Finances Should Look Like) but it is always certain that there will be challenges. And we should be prepared for them. Accidents, natural disasters and health issues are unwanted situations that dry your savings faster than you can increase ...

Basic financial concepts helps people to plan their financial future and directs their actions today. This financial concept is also know as the X-curve. It theorizes that a person's responsibilities generally decreases and wealth generally increases overtime. Here's the story of finance that the X curve suggests that you should have in ...

Are you worried about how well our country is doing and how it will affect our personal finances  if it crash or go in bad direction? You need not worry if you can build a strong personal economy on solid ground. Here are some financial fundamentals to follow: 1. Force yourself to ...

Philippines was given an investment grade rating announced last March 27, 2013! Definition of 'Investment Grade' by Investopedia.com A rating that indicates that a municipal or corporate bond has a relatively low risk of default. Bond rating firms, such as Standard & Poor's, use different designations consisting of upper- and lower-case letters ...

Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it. -Albert Einstein   Needles to say, you should learn what compound interest is, coming from World's famous theoretical physicist, Albert Einstein. Compound interest is commonly used in every loan you take ...

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Everyone that realizes that job security is an illusion that endangers their future comes looking for a business they could depend on. Their hopes and energy are high searching for that perfect business only to find out that their new found field does not turn out what they expected. It's harder ...

In order to eliminate problems, they must be first identified properly. "You cannot heal what you cannot feel" Fear There are lots of different fears but fear in general, if not used properly, can disable you from achieving what you want in life. Fear of not having All too often, many people entering the work ...

"You have to love what you do or you are never going to be successful no matter what you do in life" -Donald Trump If you have read many self-help books they all boil down to this point: Do what you love and Love what you do There are thousands and thousands of ...

Persistence. This word is very common and its meaning sounds easily comprehensible. But once you apply it in your everyday life, it is never easy. It takes persistence to do the things you need to do even if there are obstacles along the way. How many days you feel like you’re tired ...